Heritage Bank Limited, a wholly owned Ghanaian bank, which became the 34th entrant into Ghana’s banking industry, has opened its second branch at Accra’s plush residential area, East Legon. Heritage Bank Limited, which received regulatory approval from the Bank of Ghana to commence business operations as a universal bank, opened its first ultra-modern branch at Accra’s Airport City, which also serves as its headquarters. The latest branch at East Legon, according to the bank’s Managing Director, Mr. Patrick Fiscian, will also pave the way for other branch openings in other parts of the country. Mr. Patrick Fiscian stated that, the bank will provide unique products to its customers to help their businesses grow. He said they will provide loans to private sector at a relatively cheaper rate to help expand their operations. “Currently, we provide one of the lowest rates on loans; and I believe this is good for the industry since access to credit is important for the growth of businesses.” Mr. Patrick Fiscian maintained that, the bank will expand its footprints across the country to reach most parts of the country, adding that, the bank’s mission is to offer world class banking services and to create convenience for their customers, making it possible for them to fulfil their goals and aspirations. He further noted that, their mission informs their focus towards investing in highly skilled people and world class technology, to offer robust and safe services to customers. On meeting the Bank of Ghana’s new capital requirement, he stated that even though the figure has not being quoted yet, the bank is optimistic of meeting it. He pointed out that, Heritage Bank has a long-term plan to provide good rates for players in different aspects of the economy. The Head of Banking Supervision at the Bank of Ghana, Raymond Amanfu, who was at the branch opening, urged the Bank to spread its tentacles across the country. Mr. Raymond Amanfu also reminded banks to adhere to the Bank of Ghana’s anti-money laundering laws. Heritage Bank offers Personal, Private, SME and Corporate Banking services, and is slated to roll out technological industry firsts to ensure customers’ needs are met in a way that conforms to the growing digitized world. The Bank as part of its proposition to make life more convenient for customers, offers extended banking hours from 8:30am till 6:00pm. The Bank consists of a team of highly experienced professionals, who have a strong backing of industry giants in the form of their Board of Directors.